In our latest edition of Wealth News, the newsletter exclusively for AGS Personal clients, we outline our property advisory and buying service, in partnership with CORE Advisory.
Next, we discuss how the proposed superannuation changes might affect you. Mortgage rates have been falling, so it’s a great time to review and save more! Finally, we wrap up with our Quarterly Investment Update.
In our latest edition of Wealth News, the newsletter exclusively for AGS Personal clients, we look at mortgage reviews, with some examples of the great savings to be had. Next up, we look at some tax time tips to help you get the best outcome with your 2015 tax return.
We are pleased to announce that the team at Optima Group have joined AGS as part of the retirement & succession plans of Principals Richard O’Brien and Greg Sokolnikoff.
With rates at historic lows, and many changes to lending policies between loan providers, now is a great time to review your mortgage requirements.
In our latest edition of Wealth News, the newsletter exclusively for AGS Personal clients, we look at "What is Financial Advice?". In "Interest Rates 101" we provide a step by step explanation of what has been affecting interest rates, and finally, we answer the question "When can you afford to retire?"
With the new year underway, it’s a great time to check the state of our finances, and plan to make the most of things in 2015. Read our New Year Financial Checklist in the latest edition of Wealth News, the newsletter exclusively for AGS Personal clients.
With interest rates down, we look at a strategy to reduce your mortgage fast AND build a portfolio, and look at the often overlooked question of “who gets your super”?
We would like to wish you a Merry Christmas from all of us at AGS Financial Group and best wishes for a Happy New Year!
Please note our offices will be closed from:
Thursday 25 December until Monday 5 January 2015.
In this edition of Wealth News, the newsletter exclusively for AGS clients, we ask the question: " Super - how much is enough?".
Debt optimisation (sometimes referred to as “Debt Recycling”) is a financial strategy which creates wealth over time and improves an individual’s debt structure. Achieved, in the majority of cases by:
• Using all surplus income to reduce the home loan (non-tax deductible “bad debt”);
• Creating or increasing investment debt (tax deductible “good debt”) by drawing against equity in the home; and
• Using this borrowed money to build an investment portfolio.
The great Australian housing dream may be in doubt, but careful planning means you may be able to make it come true.